Opening a bank account
To open a bank account, you will need an "attestation de logement" (housing certificate). I.e. it is, up to our knowledge, not possible to open a French bank account from your own country.
Physical banks have offices where you can talk to humans. Online banks are 100% digitals. They both provides basic banking services (e.g. card, account, etc).
Example of physical banks: Banque Populaire, Caisse d'Epargne, etc. These banks will sell you a package with an account + card + insurance, i.e. they want to sells their "banking products".
Online banks are significantly cheaper, especially if you use your card outside Europe (no fees apply inside Europe). Most of the online bank will ask you a french account number (RIB) to open an account (i.e. you need first a physical bank account to open an online one). However HelloBankand Fortuneodo not have this requirement (we are not affiliated in any way with any of these).
If you experience difficulties, please contact S. Delprat, I can try to help you with the paper work.
Vocabulary
RIB
In france, when you would like to authorize monthly payments (e.g. phone, electricity, internet, etc), you may be ask for your RIB (Relevé d'Identité Bancaire). This is a document provided by your bank that contains all the identification details about your account.
IBAN (International Bank Account Number)
This number is an international standard to identify your account. It contains the same information as a RIB but condensed in a single number.
Mandat de prélèvement SEPA
This is a document that authorize a company to take money from your account on a regular basis. To be valid, you need to sign it. Such SEPA are used to pay phone, internet, electricity, netflix, etc. bills.
So if you sign for a SEPA, that means that you agree to pay!